Mortgage Lender Index

Cash-out refinancing lenders in Alcorn County

65 cash-out refinancing mortgages were made in Alcorn County, Mississippi, in 2025, by 45 lenders. The median rate their borrowers got was 6.625% on a median loan of $135,000. Of 108 decisions, 42 were denials — 38.9%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 23 6.625% $125,000 20.7%
FORT FINANCIAL Federal Credit Union 14 6.625% $125,000 22.2%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 85.7%
NEWREZ LLC 2 Under 10 loans Under 10 loans 50.0%
STOCKTON MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
CB&S Bank, Inc. 2 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 75.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 66.7%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 66.7%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
Cadence Bank 1 Under 10 loans Under 10 loans 66.7%
Renasant Bank 1 Under 10 loans Under 10 loans 0.0%
Listerhill Credit Union 1 Under 10 loans Under 10 loans 0.0%
USALLIANCE FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Community Bank of Mississippi 1 Under 10 loans Under 10 loans 0.0%
Simmons Bank 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
CITIZENS EQUITY FIRST 1 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
Loan Funder LLC 0 Under 10 loans Under 10 loans 100.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
ATLANTA POSTAL 0 Under 10 loans Under 10 loans 100.0%
Community First National Bank 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
SUPERIOR FINANCIAL SOLUTIONS, LLC 0 Under 10 loans Under 10 loans Not published
GMFS LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.