Mortgage Lender Index

Mortgage lenders in Dallam County

73 mortgages were made in Dallam County, Texas, in 2025, by 55 lenders. The median rate their borrowers got was 6.750% on a median loan of $155,000. Of 135 decisions, 49 were denials — 36.3%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
THE MORTGAGE LINK, INC. 8 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 6 Under 10 loans Under 10 loans 62.5%
Rocket Mortgage, LLC 6 Under 10 loans Under 10 loans 25.0%
UNITED SHORE FINANCIAL SERVICES, LLC 5 Under 10 loans Under 10 loans 16.7%
AMERICAN FINANCIAL RESOURCES, INC. 4 Under 10 loans Under 10 loans 0.0%
First National Bank Texas 4 Under 10 loans Under 10 loans 0.0%
TIB National Association 3 Under 10 loans Under 10 loans 50.0%
Plains Commerce Bank 3 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 2 Under 10 loans Under 10 loans 84.6%
TRIAD FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 36.4%
HOMETRUST MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 33.3%
ASSOCIATED MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 2 Under 10 loans Under 10 loans 0.0%
ResMac, Inc. 2 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
Education Credit Union 2 Under 10 loans Under 10 loans 0.0%
Centennial Bank 1 Under 10 loans Under 10 loans 66.7%
Amarillo National Bank 1 Under 10 loans Under 10 loans 25.0%
RIGHT START MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Citadel Servicing Corporation 1 Under 10 loans Under 10 loans 0.0%
Gateway First Bank 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
EUSTIS MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
T2 FINANCIAL LLC 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
SECURITYNATIONAL MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
DIRECT MORTGAGE, CORP. 1 Under 10 loans Under 10 loans 0.0%
Access Community Credit Union 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
First National Bank of Hereford 0 Under 10 loans Under 10 loans 100.0%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans 100.0%
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 0 Under 10 loans Under 10 loans Not published
FirstBank 0 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans Not published
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PANORAMA MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Dallam County

4 FDIC-insured branches from 3 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Centennial Bank 2$47.8 million
Wellington State Bank 1$80.0 million
Dalhart Federal Savings & Loan Association, SSB 1$55.0 million

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When the next year’s lending figures are out for Dallam County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.