First Bank
First Bank received 93 applications in 2025 and made 64 mortgages, in 30 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $170,000. Of 74 decisions, 7 were denials — 9.5%.
| Legal Entity Identifier | 549300YS4CB1171BRJ08 |
|---|---|
| Applications received | 93 |
| Mortgages made | 64 |
| Denied | 7 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 19 |
| Loans bought from other lenders | 1 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First Bank, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 15 | Not published | $775,000 | 11.8% |
| Refinancing | 22 | Not published | $160,000 | 8.0% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 23 | Not published | $65,000 | 11.1% |
Where First Bank lends most
The 30 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Mercer County, NJ | 9 | Under 10 loans | 18.2% |
| Burlington County, NJ | 7 | Under 10 loans | 12.5% |
| Essex County, NJ | 4 | Under 10 loans | 0.0% |
| Morris County, NJ | 4 | Under 10 loans | 0.0% |
| Sussex County, NJ | 4 | Under 10 loans | 0.0% |
| Monmouth County, NJ | 3 | Under 10 loans | 0.0% |
| Bucks County, PA | 3 | Under 10 loans | 0.0% |
| Chester County, PA | 3 | Under 10 loans | 25.0% |
| Montgomery County, PA | 3 | Under 10 loans | 0.0% |
| Palm Beach County, FL | 2 | Under 10 loans | 33.3% |
| Cape May County, NJ | 2 | Under 10 loans | 0.0% |
| Gloucester County, NJ | 2 | Under 10 loans | 0.0% |
| Hunterdon County, NJ | 2 | Under 10 loans | 33.3% |
| Middlesex County, NJ | 2 | Under 10 loans | 33.3% |
| Union County, NJ | 2 | Under 10 loans | 0.0% |
| Delaware County, PA | 2 | Under 10 loans | 0.0% |
| Broward County, FL | 1 | Under 10 loans | 0.0% |
| Miami-Dade County, FL | 1 | Under 10 loans | 0.0% |
| Bergen County, NJ | 1 | Under 10 loans | 0.0% |
| Camden County, NJ | 1 | Under 10 loans | 0.0% |
| Hudson County, NJ | 1 | Under 10 loans | 0.0% |
| Ocean County, NJ | 1 | Under 10 loans | 0.0% |
| Passaic County, NJ | 1 | Under 10 loans | 0.0% |
| Northampton County, PA | 1 | Under 10 loans | 0.0% |
| Philadelphia County, PA | 1 | Under 10 loans | 0.0% |
| Windham County, VT | 1 | Under 10 loans | 0.0% |
| Pinellas County, FL | 0 | Under 10 loans | Not published |
| Sarasota County, FL | 0 | Under 10 loans | 0.0% |
| Somerset County, NJ | 0 | Under 10 loans | Not published |
| Nassau County, NY | 0 | Under 10 loans | Not published |
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When First Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.