Mortgage Lender Index

Cash-out refinancing lenders in Poweshiek County

58 cash-out refinancing mortgages were made in Poweshiek County, Iowa, in 2025, by 32 lenders. The median rate their borrowers got was 6.990% on a median loan of $120,000. Of 86 decisions, 23 were denials — 26.7%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
GREENSTATE Credit Union 33 6.990% $105,000 7.5%
Rocket Mortgage, LLC 9 Under 10 loans Under 10 loans 43.8%
VERIDIAN CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
MEMBERS1st Community Credit Union 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 66.7%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 75.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 66.7%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 33.3%
MARINE CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 50.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Collins Community Credit Union 1 Under 10 loans Under 10 loans 0.0%
Mount Vernon Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
Arvest Bank 1 Under 10 loans Under 10 loans 0.0%
BOKF, National Association 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans 100.0%
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
Coastal Community Bank 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
ENDEAVOR CAPITAL, LLC. 0 Under 10 loans Under 10 loans Not published
IOWA BANKERS MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
OCMBC, INC. 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
WEST GATE BANK 0 Under 10 loans Under 10 loans 100.0%
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
Gateway First Bank 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.