Mortgage Lender Index

Mortgage lenders in Pocahontas County

105 mortgages were made in Pocahontas County, Iowa, in 2025, by 48 lenders. The median rate their borrowers got was 6.500% on a median loan of $115,000. Of 130 decisions, 24 were denials — 18.5%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
United Bank of Iowa 21 6.875% $85,000 22.2%
Bank Iowa 8 Under 10 loans Under 10 loans 0.0%
IOWA BANKERS MORTGAGE CORPORATION 7 Under 10 loans Under 10 loans 22.2%
Northwest Bank 7 Under 10 loans Under 10 loans 0.0%
GREENSTATE Credit Union 5 Under 10 loans Under 10 loans 14.3%
Availa Bank 5 Under 10 loans Under 10 loans 16.7%
Rocket Mortgage, LLC 4 Under 10 loans Under 10 loans 33.3%
Bankers' Bank 4 Under 10 loans Under 10 loans 20.0%
Central Bank 4 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 4 Under 10 loans Under 10 loans 0.0%
FRONTIER FINANCIAL, INC. 3 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 50.0%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 33.3%
Community Choice Credit Union 2 Under 10 loans Under 10 loans 0.0%
FIGURE LENDING LLC 2 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
HOMESERVICES LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
WEST GATE BANK 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 66.7%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 66.7%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Servion, Inc. 1 Under 10 loans Under 10 loans 0.0%
CHARTER WEST BANK 1 Under 10 loans Under 10 loans 0.0%
FIRST 1 Under 10 loans Under 10 loans 0.0%
Flanagan State Bank 1 Under 10 loans Under 10 loans 0.0%
National Police Federal Credit Union effective 1 Under 10 loans Under 10 loans 0.0%
Community Savings Bank 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 1 Under 10 loans Under 10 loans 0.0%
VERIDIAN CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
DUPACO COMMUNITY 1 Under 10 loans Under 10 loans 0.0%
COMMUNITY 1ST CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Hills Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans 100.0%
254900CTT87ZKAUTIJ37 0 Under 10 loans Under 10 loans Not published
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
9845006DE3H5E9VA4012 0 Under 10 loans Under 10 loans Not published
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published
Gateway First Bank 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Pocahontas County

9 FDIC-insured branches from 6 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Availa Bank 2$104.4 million
Pocahontas State Bank 2$83.1 million
United Bank of Iowa 2$75.4 million
Community State Bank 1$50.0 million
West Iowa Bank 1$20.2 million
First Community Bank 1$16.3 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.