Mortgage Lender Index

Mortgage lenders in Miller County

104 mortgages were made in Miller County, Georgia, in 2025, by 60 lenders. The median rate their borrowers got was 6.625% on a median loan of $105,000. Of 148 decisions, 35 were denials — 23.7%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
First State Bank of Blakely 39 Not published $65,000 2.5%
Rocket Mortgage, LLC 9 Under 10 loans Under 10 loans 21.4%
Georgia Community Bank 8 Under 10 loans Under 10 loans 0.0%
First Port City Bank 7 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 6 Under 10 loans Under 10 loans 0.0%
PeoplesSouth Bank 4 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 25.0%
Ameris Bank 2 Under 10 loans Under 10 loans 71.4%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 50.0%
Click n' Close, Inc. 2 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 85.7%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 66.7%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 66.7%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 66.7%
Five Star Credit Union 1 Under 10 loans Under 10 loans 0.0%
FirstBank 1 Under 10 loans Under 10 loans 50.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
HOME ACCESS FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
First National Bank of Decatur County 1 Under 10 loans Under 10 loans 0.0%
Loansteady LLC 1 Under 10 loans Under 10 loans 0.0%
Commerce Home Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 1 Under 10 loans Under 10 loans 0.0%
Capital City Home Loans, LLC 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank and Trust 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 1 Under 10 loans Under 10 loans 0.0%
LoanUnited.com, LLC 1 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
FIGURE LENDING LLC 0 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
Empeople Credit Union 0 Under 10 loans Under 10 loans Not published
GENEVA FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans 0.0%
GEORGIA'S OWN 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 100.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION 0 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
LOWER, LLC 0 Under 10 loans Under 10 loans Not published
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
VERITAS FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
ServisFirst Bank 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
Synovus Bank 0 Under 10 loans Under 10 loans Not published
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Miller County

3 FDIC-insured branches from 3 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
PeoplesSouth Bank 1$106.9 million
First State Bank of Blakely 1$88.7 million
Ameris Bank 1$29.6 million

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When the next year’s lending figures are out for Miller County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.