Mortgage Lender Index

Refinancing lenders in Wythe County

83 refinancing mortgages were made in Wythe County, Virginia, in 2025, by 48 lenders. The median rate their borrowers got was 6.500% on a median loan of $165,000. Of 120 decisions, 33 were denials — 27.5%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Truliant Federal Credit Union 17 7.500% $75,000 39.3%
Rocket Mortgage, LLC 8 Under 10 loans Under 10 loans 20.0%
UNITED SHORE FINANCIAL SERVICES, LLC 7 Under 10 loans Under 10 loans 22.2%
THE BANK OF MARION 7 Under 10 loans Under 10 loans 12.5%
First Community Bank 5 Under 10 loans Under 10 loans 28.6%
Atlantic Union Bank 4 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
Truist Bank 2 Under 10 loans Under 10 loans 71.4%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 33.3%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 33.3%
Burke & Herbert Bank & Trust Company 2 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 Under 10 loans Under 10 loans 0.0%
FIRST BANCORP, INC. 2 Under 10 loans Under 10 loans 0.0%
First Sentinel Bank 2 Under 10 loans Under 10 loans 0.0%
Farm Credit of the Virginias, ACA 2 Under 10 loans Under 10 loans 0.0%
NATIONAL BANKSHARES, INC. 2 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 50.0%
SKYLINE NATIONAL BANK 1 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
LANGLEY Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
New Peoples Bank, Inc. 1 Under 10 loans Under 10 loans 0.0%
GoPrime Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
LoanUnited.com, LLC 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans 100.0%
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 50.0%
Ixonia Bank 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
A&D Mortgage LLC 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
TruHome Solutions, LLC 0 Under 10 loans Under 10 loans Not published
HOMEXPRESS MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
Carter Bank & Trust 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
PNC Bank, National Association 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.