Mortgage Lender Index

Home purchase lenders in Arenac County

143 home purchase mortgages were made in Arenac County, Michigan, in 2025, by 81 lenders. The median rate their borrowers got was 6.625% on a median loan of $155,000. Of 171 decisions, 23 were denials — 13.5%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 15 6.990% $145,000 28.6%
STAUNTON FINANCIAL, INC. 14 6.688% $160,000 12.5%
Mortgage Research Center, LLC 8 Under 10 loans Under 10 loans 11.1%
UNITED SHORE FINANCIAL SERVICES, LLC 6 Under 10 loans Under 10 loans 14.3%
The Huntington National Bank 6 Under 10 loans Under 10 loans 14.3%
The Dart Bank 6 Under 10 loans Under 10 loans 0.0%
GreenStone Farm Credit Services, FLCA 5 Under 10 loans Under 10 loans 0.0%
Independent Bank 4 Under 10 loans Under 10 loans 20.0%
DAS Acquisition Company, LLC 4 Under 10 loans Under 10 loans 0.0%
Frankenmuth Credit Union 3 Under 10 loans Under 10 loans 0.0%
1ST STATE FINANCIAL, LTD. 3 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 3 Under 10 loans Under 10 loans 0.0%
SUNRISE FAMILY CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
Horizon Bank 3 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 2 Under 10 loans Under 10 loans 33.3%
Flagstar Bank, N.A. 2 Under 10 loans Under 10 loans 50.0%
GVC MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Isabella Bank 2 Under 10 loans Under 10 loans 0.0%
MORTGAGE 1 INCORPORATED 2 Under 10 loans Under 10 loans 0.0%
Mercantile Bank 2 Under 10 loans Under 10 loans 33.3%
United Bay Community Credit Union 2 Under 10 loans Under 10 loans 0.0%
PRESTON HOME LOANS INC 2 Under 10 loans Under 10 loans 0.0%
Wildfire Credit Union 2 Under 10 loans Under 10 loans 0.0%
DOW CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 2 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 75.0%
MEMBER FIRST MORTGAGE, LLC 1 Under 10 loans Under 10 loans 50.0%
J. VIRGIL, INC. 1 Under 10 loans Under 10 loans 0.0%
BLG HOLDINGS, INC. 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 0.0%
254900DIWCHEQWZ9GV45 1 Under 10 loans Under 10 loans 0.0%
First National Bank of America 1 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 1 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 Under 10 loans Under 10 loans 0.0%
TOP FLITE FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
MICHIGAN STATE UNIVERSITY Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
JOLT CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERITRUST MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Guardian Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Union Savings Bank 1 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
ELGA CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Genisys Credit Union 1 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
SUCCESS MORTGAGE PARTNERS, INC. 1 Under 10 loans Under 10 loans 0.0%
DFCU FINANCIAL 1 Under 10 loans Under 10 loans 0.0%
MICHIGAN SCHOOLS AND GOVERNMENT 1 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
LAKE MICHIGAN CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
LOC Credit Union 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
First Merchants Bank 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
254900CTT87ZKAUTIJ37 0 Under 10 loans Under 10 loans Not published
MOVEMENT MORTGAGE, LLC 0 Under 10 loans Under 10 loans 0.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
CALCON MUTUAL MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
BAYSHORE MORTGAGE FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
FIRST COMMUNITY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Hometown Equity Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
Northpointe Bank 0 Under 10 loans Under 10 loans 100.0%
HFG HOLDINGS, LLC 0 Under 10 loans Under 10 loans Not published
CANOPY MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.