Mortgage Lender Index

Mortgage lenders in Washington County

194 mortgages were made in Washington County, Illinois, in 2025, by 81 lenders. The median rate their borrowers got was 6.500% on a median loan of $105,000. Of 264 decisions, 60 were denials — 22.7%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Regions Bank 23 4.990% $65,000 41.3%
The Farmers and Merchants National Bank of Nashville 20 Not published $65,000 0.0%
Rocket Mortgage, LLC 12 6.120% $105,000 25.0%
DELMAR FINANCIAL COMPANY 12 6.495% $150,000 7.7%
FCB Banks 9 Under 10 loans Under 10 loans 25.0%
GUARANTEED RATE, INC. 9 Under 10 loans Under 10 loans 10.0%
Broker Solutions, Inc. 8 Under 10 loans Under 10 loans 0.0%
The Bradford National Bank of Greenville 8 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 7 Under 10 loans Under 10 loans 12.5%
U.S. Bank National Association 6 Under 10 loans Under 10 loans 33.3%
SCOTT CREDIT UNION 5 Under 10 loans Under 10 loans 37.5%
First National Bank of Waterloo 4 Under 10 loans Under 10 loans 16.7%
GUILD MORTGAGE COMPANY 4 Under 10 loans Under 10 loans 0.0%
First FSB of Mascoutah 4 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 3 Under 10 loans Under 10 loans 0.0%
1NB Bank 3 Under 10 loans Under 10 loans 0.0%
FLAT BRANCH MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Discover Bank 2 Under 10 loans Under 10 loans 60.0%
Navy Federal Credit Union 2 Under 10 loans Under 10 loans 33.3%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 33.3%
Peoples National Bank , N.A. 2 Under 10 loans Under 10 loans 50.0%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 33.3%
GENEVA FINANCIAL, LLC 2 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 2 Under 10 loans Under 10 loans 33.3%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
Citizens Community Bank 2 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 2 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
Midwest BankCentre 2 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 75.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 66.7%
GERSHMAN INVESTMENT CORP. 1 Under 10 loans Under 10 loans 50.0%
Midland States Bank 1 Under 10 loans Under 10 loans 50.0%
JLB CORPORATION 1 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 1 Under 10 loans Under 10 loans 50.0%
PIKE CREEK MORTGAGE SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Germantown Trust & Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Filo Mortgage, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
Petefish, Skiles & Co. 1 Under 10 loans Under 10 loans 0.0%
LEADERONE FINANCIAL CORPORATION 1 Under 10 loans Under 10 loans 0.0%
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
GCS Credit Union 1 Under 10 loans Under 10 loans 0.0%
Bank of Belleville 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Mazuma Credit Union 1 Under 10 loans Under 10 loans 0.0%
SENTE MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
SIU Credit Union 1 Under 10 loans Under 10 loans 0.0%
Heartland Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
BOKF, National Association 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 100.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
PREMIER MORTGAGE RESOURCES, L.L.C. 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE AFFINITY, LLC 0 Under 10 loans Under 10 loans Not published
Coastal Community Bank 0 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
Buena Vista National Bank 0 Under 10 loans Under 10 loans 100.0%
Banterra Bank 0 Under 10 loans Under 10 loans 100.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
First Mid Bank & Trust, National Association 0 Under 10 loans Under 10 loans 100.0%
Southern Bank 0 Under 10 loans Under 10 loans 100.0%
DAS Acquisition Company, LLC 0 Under 10 loans Under 10 loans 0.0%
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans 100.0%
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
TruHome Solutions, LLC 0 Under 10 loans Under 10 loans Not published
Community Partners Savings Bank 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
WEST GATE BANK 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
Manufacturers and Traders Trust Company 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Washington County

13 FDIC-insured branches from 8 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
The Farmers and Merchants National Bank of Nashville 5$215.2 million
The Bradford National Bank of Greenville 2$64.4 million
Nashville Savings Bank 1$93.9 million
The Old Exchange National Bank of Okawville 1$80.1 million
The First National Bank of Okawville 1$58.7 million
Regions Bank 1$39.7 million
Murphy-Wall State Bank and Trust Company 1$22.0 million
Farmers State Bank of Hoffman 1$8.9 million

Get told when this changes

When the next year’s lending figures are out for Washington County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.