Mortgage Lender Index

Home purchase lenders in Winneshiek County

98 home purchase mortgages were made in Winneshiek County, Iowa, in 2025, by 39 lenders. The median rate their borrowers got was 6.250% on a median loan of $190,000. Of 106 decisions, 6 were denials — 5.7%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
CUSB Bank 20 Not published $220,000 4.8%
Fidelity Bank & Trust 17 5.950% $125,000 0.0%
Luana Savings Bank 11 6.125% $165,000 0.0%
GREENSTATE Credit Union 10 6.500% $180,000 0.0%
VERIDIAN CREDIT UNION 4 Under 10 loans Under 10 loans 0.0%
Kerndt Brothers Savings Bank 3 Under 10 loans Under 10 loans 25.0%
NORTHEAST SECURITY BANK 3 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 3 Under 10 loans Under 10 loans 0.0%
Bank Iowa 3 Under 10 loans Under 10 loans 0.0%
IOWA BANKERS MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 50.0%
Peoples State Bank 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 2 Under 10 loans Under 10 loans 0.0%
ESB Bank 2 Under 10 loans Under 10 loans 0.0%
DUPACO COMMUNITY 2 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 50.0%
Du Trac Community Credit Union 1 Under 10 loans Under 10 loans 0.0%
Old National Bank 1 Under 10 loans Under 10 loans 0.0%
Empeople Credit Union 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
RUHL MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
MidWestOne Bank 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Bankers Trust Company 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
NBKC BANK 0 Under 10 loans Under 10 loans Not published
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
Farm Credit Mid-America 0 Under 10 loans Under 10 loans Not published
Morgan Stanley Private Bank, National Association 0 Under 10 loans Under 10 loans Not published
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans 100.0%
Lincoln Savings Bank 0 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.