Mortgage Lender Index

Refinancing lenders in Jackson County

42 refinancing mortgages were made in Jackson County, Iowa, in 2025, by 33 lenders. The median rate their borrowers got was 6.000% on a median loan of $125,000. Of 62 decisions, 16 were denials — 25.8%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
GREENSTATE Credit Union 5 Under 10 loans Under 10 loans 44.4%
Fidelity Bank & Trust 5 Under 10 loans Under 10 loans 0.0%
MidWestOne Bank 4 Under 10 loans Under 10 loans 16.7%
Rocket Mortgage, LLC 3 Under 10 loans Under 10 loans 20.0%
DUPACO COMMUNITY 2 Under 10 loans Under 10 loans 33.3%
Empeople Credit Union 2 Under 10 loans Under 10 loans 33.3%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
VERIDIAN CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
ASCENTRA Credit Union 2 Under 10 loans Under 10 loans 0.0%
Ohnward Bank & Trust 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 66.7%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
CBI Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
First Central State Bank 1 Under 10 loans Under 10 loans 0.0%
Citizens State Bank of La Crosse 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
American Bank and Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
LINN AREA 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
RESIDENTIAL MORTGAGE NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 66.7%
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
Collins Community Credit Union 0 Under 10 loans Under 10 loans Not published
I. H. MISSISSIPPI VALLEY CREDIT UNION 0 Under 10 loans Under 10 loans 0.0%
IOWA BANKERS MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
UMB Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.