Mortgage Lender Index

Mortgage lenders in Audubon County

99 mortgages were made in Audubon County, Iowa, in 2025, by 59 lenders. The median rate their borrowers got was 6.750% on a median loan of $105,000. Of 121 decisions, 21 were denials — 17.4%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 8 Under 10 loans Under 10 loans 42.9%
IOWA BANKERS MORTGAGE CORPORATION 8 Under 10 loans Under 10 loans 20.0%
Exchange State Bank 8 Under 10 loans Under 10 loans 11.1%
Mortgage Research Center, LLC 6 Under 10 loans Under 10 loans 25.0%
COMMUNITY 1ST CREDIT UNION 6 Under 10 loans Under 10 loans 0.0%
The Shelby County State Bank 5 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
DUPACO COMMUNITY 3 Under 10 loans Under 10 loans 40.0%
GUILD MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
Westside State Bank 2 Under 10 loans Under 10 loans 0.0%
Coastal Community Bank 2 Under 10 loans Under 10 loans 0.0%
TS Bank 2 Under 10 loans Under 10 loans 0.0%
HOMESERVICES LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
Bank Iowa 2 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 Under 10 loans Under 10 loans 0.0%
First National Bank of Omaha 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
GREENSTATE Credit Union 1 Under 10 loans Under 10 loans 50.0%
United Bank of Iowa 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
VERIDIAN CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Home Loan Investment Bank, F.S.B. 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Premier Credit Union 1 Under 10 loans Under 10 loans 0.0%
FNB Bank 1 Under 10 loans Under 10 loans 0.0%
CENTRAL STATE BANK 1 Under 10 loans Under 10 loans 0.0%
Arbor Bank 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
Luana Savings Bank 1 Under 10 loans Under 10 loans 0.0%
First State Bank 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Rolling Hills Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
RESIDENTIAL MORTGAGE NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
WEST GATE BANK 1 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
Regions Bank 0 Under 10 loans Under 10 loans 100.0%
Empeople Credit Union 0 Under 10 loans Under 10 loans Not published
Community Choice Credit Union 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
First Federal Bank 0 Under 10 loans Under 10 loans 100.0%
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
FIRST COLONY MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Audubon County

4 FDIC-insured branches from 3 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Crawford County Trust and Savings Bank 2$87.1 million
Audubon State Bank 1$131.0 million
Exchange State Bank 1$49.9 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.