Mortgage Lender Index

Cash-out refinancing lenders in Lassen County

66 cash-out refinancing mortgages were made in Lassen County, California, in 2025, by 50 lenders. The median rate their borrowers got was 6.750% on a median loan of $180,000. Of 107 decisions, 37 were denials — 34.6%, most often for credit application incomplete.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 20 6.750% $135,000 9.1%
PREMIER MORTGAGE RESOURCES, L.L.C. 6 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 6 Under 10 loans Under 10 loans 14.3%
NATIONSTAR MORTGAGE LLC 3 Under 10 loans Under 10 loans 25.0%
Loandepot.Com, LLC 3 Under 10 loans Under 10 loans 25.0%
NEWREZ LLC 2 Under 10 loans Under 10 loans 50.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 33.3%
CARRINGTON MORTGAGE SERVICES, LLC 2 Under 10 loans Under 10 loans 50.0%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 66.7%
Ixonia Bank 2 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 80.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 66.7%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
254900J2RKTTDJSUWD76 1 Under 10 loans Under 10 loans 0.0%
Sierra Pacific Mortgage Company, Inc. 1 Under 10 loans Under 10 loans 0.0%
INFINITY EQUITY GROUP, LLC. 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
JMAC LENDING, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERITRUST MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
9845005BP6974AE5D838 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans 50.0%
254900M2C4Q6DATP2889 0 Under 10 loans Under 10 loans Not published
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
Hometown Equity Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
THE GOLDEN 1 0 Under 10 loans Under 10 loans 100.0%
REDWOOD 0 Under 10 loans Under 10 loans 100.0%
MORTGAGEONE, INC. 0 Under 10 loans Under 10 loans Not published
FIRST COLONY MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 0 Under 10 loans Under 10 loans Not published
KIND LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
Valon Mortgage, Inc. 0 Under 10 loans Under 10 loans 100.0%
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans Not published
Allied First Bank,sb 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.