Mortgage Lender Index

Mortgage lenders in Brewster County

94 mortgages were made in Brewster County, Texas, in 2025, by 61 lenders. The median rate their borrowers got was 6.625% on a median loan of $235,000. Of 138 decisions, 31 were denials — 22.5%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
GUILD MORTGAGE COMPANY 30 6.375% $250,000 0.0%
Rocket Mortgage, LLC 9 Under 10 loans Under 10 loans 18.2%
Mortgage Research Center, LLC 6 Under 10 loans Under 10 loans 12.5%
EFINITY FINANCIAL INC. 5 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 4 Under 10 loans Under 10 loans 63.6%
West Texas National Bank 4 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
INTEGRITY MORTGAGE CORPORATION OF TEXAS 2 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 2 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
NBH Bank 2 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 44.4%
TransPecos Banks 1 Under 10 loans Under 10 loans 50.0%
Discover Bank 1 Under 10 loans Under 10 loans 75.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 50.0%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Gateway First Bank 1 Under 10 loans Under 10 loans 0.0%
PFN Lending Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 50.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
T2 FINANCIAL LLC 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
Frost Bank 1 Under 10 loans Under 10 loans 0.0%
First United Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
GULF COAST EDUCATORS FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
GECU 1 Under 10 loans Under 10 loans 0.0%
American National Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
GARDNER FINANCIAL SERVICES, LTD. 1 Under 10 loans Under 10 loans 0.0%
Vantage Bank Texas 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
ServisFirst Bank 1 Under 10 loans Under 10 loans 0.0%
DEEPHAVEN MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
PILGRIM MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans 66.7%
RANDOLPH-BROOKS FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 50.0%
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
SECURITY SERVICE FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 100.0%
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
OCMBC, INC. 0 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
FirstBank 0 Under 10 loans Under 10 loans 100.0%
FINANCE OF AMERICA REVERSE LLC 0 Under 10 loans Under 10 loans 100.0%
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans 100.0%
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
ARC HOME LLC 0 Under 10 loans Under 10 loans Not published
ROGUE CREDIT UNION 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
NexBank 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Brewster County

5 FDIC-insured branches from 3 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
West Texas National Bank 2$144.5 million
Transpecos Banks, SSB 2$44.0 million
Maverick Bank 1$38.2 million

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When the next year’s lending figures are out for Brewster County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.