Mortgage Lender Index

Refinancing lenders in Union County

42 refinancing mortgages were made in Union County, South Carolina, in 2025, by 37 lenders. The median rate their borrowers got was 6.490% on a median loan of $150,000. Of 65 decisions, 16 were denials — 24.6%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Arthur State Bank 7 Under 10 loans Under 10 loans 11.1%
SouthState Bank, National Association 5 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 4 Under 10 loans Under 10 loans 20.0%
VILLAGE CAPITAL & INVESTMENT LLC 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
LENDINGONE, LLC 2 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 2 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 2 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 66.7%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 66.7%
First-Citizens Bank & Trust Company 1 Under 10 loans Under 10 loans 66.7%
NEWREZ LLC 1 Under 10 loans Under 10 loans 50.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Discover Bank 1 Under 10 loans Under 10 loans 50.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
First Bank 1 Under 10 loans Under 10 loans 0.0%
FOUNDERS FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
OCEANSIDE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Hometown Equity Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Spero Financial 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 40.0%
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans 100.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
LoanUnited.com, LLC 0 Under 10 loans Under 10 loans Not published
MILEND, INC. 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans 100.0%
ML Mortgage Corp. 0 Under 10 loans Under 10 loans 0.0%
LADERA LENDING, INC. 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
Mid-Continent Funding, Inc. 0 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.