Mortgage Lender Index

Home purchase lenders in Alfalfa County

21 home purchase mortgages were made in Alfalfa County, Oklahoma, in 2025, by 26 lenders. The median rate their borrowers got was 6.625% on a median loan of $85,000. Of 28 decisions, 6 were denials — 21.4%, most often for other.

LenderMortgages madeMedian rateMedian loanDenied
Gateway First Bank 4 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 3 Under 10 loans Under 10 loans 25.0%
American Mortgage Bank, LLC 3 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 50.0%
Oklahoma Educators Credit Union 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 1 Under 10 loans Under 10 loans 0.0%
Truity Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
OKLAHOMA'S CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
The Security National Bank of Enid 1 Under 10 loans Under 10 loans 0.0%
Arvest Bank 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans Not published
The Bank of Kremlin 0 Under 10 loans Under 10 loans 100.0%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
Farm Credit Mid-America 0 Under 10 loans Under 10 loans Not published
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans Not published
UNITED SHORE FINANCIAL SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.