OKLAHOMA'S CREDIT UNION
OKLAHOMA'S CREDIT UNION received 369 applications in 2025 and made 268 mortgages, in 40 counties across 1 state. The median rate its borrowers got was 7.250% on a median loan of $110,000. Of 324 decisions, 56 were denials — 17.3%. 5 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300V5MRNYGHSGR060 |
|---|---|
| Applications received | 369 |
| Mortgages made | 268 |
| Denied | 56 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 45 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 77 | 7.250% | $175,000 | 6.1% |
| Refinancing | 57 | 7.250% | $75,000 | 21.9% |
| Cash-out refinancing | 80 | 6.750% | $125,000 | 23.1% |
| Other purposes | 54 | 6.250% | $55,000 | 16.9% |
Where OKLAHOMA'S CREDIT UNION lends most
The 40 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Oklahoma County, OK | 124 | 7.000% | 17.9% |
| Cleveland County, OK | 33 | 6.500% | 10.8% |
| Canadian County, OK | 25 | 7.250% | 16.7% |
| Logan County, OK | 13 | 7.375% | 0.0% |
| Tulsa County, OK | 13 | Not published | 23.5% |
| Grady County, OK | 11 | 7.250% | 0.0% |
| Custer County, OK | 5 | Under 10 loans | 0.0% |
| Okfuskee County, OK | 5 | Under 10 loans | 0.0% |
| Lincoln County, OK | 4 | Under 10 loans | 0.0% |
| McClain County, OK | 4 | Under 10 loans | 33.3% |
| Wagoner County, OK | 4 | Under 10 loans | 0.0% |
| Beckham County, OK | 2 | Under 10 loans | 0.0% |
| Nowata County, OK | 2 | Under 10 loans | 0.0% |
| Osage County, OK | 2 | Under 10 loans | 0.0% |
| Pawnee County, OK | 2 | Under 10 loans | 0.0% |
| Payne County, OK | 2 | Under 10 loans | 0.0% |
| Pittsburg County, OK | 2 | Under 10 loans | 33.3% |
| Pottawatomie County, OK | 2 | Under 10 loans | 66.7% |
| Alfalfa County, OK | 1 | Under 10 loans | 0.0% |
| Atoka County, OK | 1 | Under 10 loans | 50.0% |
| Cherokee County, OK | 1 | Under 10 loans | 0.0% |
| Comanche County, OK | 1 | Under 10 loans | 0.0% |
| Harper County, OK | 1 | Under 10 loans | 0.0% |
| Hughes County, OK | 1 | Under 10 loans | 0.0% |
| Johnston County, OK | 1 | Under 10 loans | 0.0% |
| Kingfisher County, OK | 1 | Under 10 loans | 0.0% |
| Latimer County, OK | 1 | Under 10 loans | 0.0% |
| McCurtain County, OK | 1 | Under 10 loans | 0.0% |
| Seminole County, OK | 1 | Under 10 loans | 0.0% |
| Stephens County, OK | 1 | Under 10 loans | 0.0% |
| Woodward County, OK | 1 | Under 10 loans | 0.0% |
| Carter County, OK | 0 | Under 10 loans | 100.0% |
| Choctaw County, OK | 0 | Under 10 loans | 100.0% |
| Garvin County, OK | 0 | Under 10 loans | Not published |
| Le Flore County, OK | 0 | Under 10 loans | Not published |
| Mayes County, OK | 0 | Under 10 loans | 100.0% |
| Noble County, OK | 0 | Under 10 loans | 100.0% |
| Pontotoc County, OK | 0 | Under 10 loans | Not published |
| Pushmataha County, OK | 0 | Under 10 loans | 100.0% |
| Woods County, OK | 0 | Under 10 loans | 100.0% |
Get told when this changes
When OKLAHOMA'S CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.