Mortgage Lender Index

Mortgage lenders in Kemper County

64 mortgages were made in Kemper County, Mississippi, in 2025, by 45 lenders. The median rate their borrowers got was 7.865% on a median loan of $100,000. Of 147 decisions, 68 were denials — 46.3%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
21st Mortgage Corporation 9 Under 10 loans Under 10 loans 77.5%
TRIAD FINANCIAL SERVICES, INC. 9 Under 10 loans Under 10 loans 30.8%
The Citizens Bank of Philadelphia, Mississippi 9 Under 10 loans Under 10 loans 10.0%
Regions Bank 4 Under 10 loans Under 10 loans 63.6%
Community Bank of Mississippi 4 Under 10 loans Under 10 loans 0.0%
Trustmark National Bank 4 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 3 Under 10 loans Under 10 loans 50.0%
Mortgage Research Center, LLC 3 Under 10 loans Under 10 loans 25.0%
Navy Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
CSL Financial, LLC 2 Under 10 loans Under 10 loans 0.0%
LAND HOME FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Renasant Bank 1 Under 10 loans Under 10 loans 0.0%
BankFirst Financial Services 1 Under 10 loans Under 10 loans 0.0%
West Alabama Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
CALCON MUTUAL MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
BankPlus 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 100.0%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans 50.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 75.0%
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans 100.0%
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
FirstBank 0 Under 10 loans Under 10 loans 100.0%
The Citizens National Bank of Meridian 0 Under 10 loans Under 10 loans 100.0%
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
Barrington Bank & Trust Company, National Association 0 Under 10 loans Under 10 loans 100.0%
Coastal Community Bank 0 Under 10 loans Under 10 loans 0.0%
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
EMM LOANS LLC 0 Under 10 loans Under 10 loans Not published
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
RED RIVER EMPLOYEES FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Kemper County

3 FDIC-insured branches from 2 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
The Citizens Bank of Philadelphia, Mississippi 2$49.7 million
The Commercial Bank 1$138.8 million

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When the next year’s lending figures are out for Kemper County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.