Mortgage Lender Index

Refinancing lenders in Martin County

34 refinancing mortgages were made in Martin County, Minnesota, in 2025, by 43 lenders. The median rate their borrowers got was 6.125% on a median loan of $160,000. Of 46 decisions, 10 were denials — 21.7%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
UNITED SHORE FINANCIAL SERVICES, LLC 6 Under 10 loans Under 10 loans 14.3%
ROYAL UNITED MORTGAGE LLC 4 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
First National Bank Minnesota 2 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 50.0%
Pioneer Bank 1 Under 10 loans Under 10 loans 0.0%
IOWA BANKERS MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Minnstar Bank National Association 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
HomeTown Bank 1 Under 10 loans Under 10 loans 0.0%
MANUFACTURERS BANK & TRUST COMPANY 1 Under 10 loans Under 10 loans 0.0%
OCEANSIDE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
Waterstone Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
American Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
SOUTHPOINT FINANCIAL 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 50.0%
NBKC BANK 0 Under 10 loans Under 10 loans Not published
HOMEBRIDGE FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
LENDINGONE, LLC 0 Under 10 loans Under 10 loans 100.0%
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans 100.0%
WEST GATE BANK 0 Under 10 loans Under 10 loans 100.0%
Citizens Community Federal National Association 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
Bank Midwest 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
EVERETT FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
FINANCE OF AMERICA REVERSE LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.