Mortgage Lender Index

Cash-out refinancing lenders in Bibb County

45 cash-out refinancing mortgages were made in Bibb County, Alabama, in 2025, by 42 lenders. The median rate their borrowers got was 6.688% on a median loan of $165,000. Of 74 decisions, 26 were denials — 35.1%, most often for credit application incomplete.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 11 6.750% $135,000 27.8%
UNITED SHORE FINANCIAL SERVICES, LLC 5 Under 10 loans Under 10 loans 16.7%
AmeriSave Mortgage Corporation 3 Under 10 loans Under 10 loans 62.5%
ALABAMA ONE 3 Under 10 loans Under 10 loans 25.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 50.0%
First Federal Bank, A FSB 2 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 50.0%
Regions Bank 1 Under 10 loans Under 10 loans 50.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
SPRING EQ, LLC 1 Under 10 loans Under 10 loans 50.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 50.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
LEGACY COMMUNITY FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICA'S FIRST 1 Under 10 loans Under 10 loans 0.0%
AVADIAN 1 Under 10 loans Under 10 loans 0.0%
FirstBank 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Legends Bank 1 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
MERIDIAN BANK 1 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans 100.0%
Trustmark National Bank 0 Under 10 loans Under 10 loans 100.0%
254900M2C4Q6DATP2889 0 Under 10 loans Under 10 loans 100.0%
LAND HOME FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans Not published
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
MOVEMENT MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans 100.0%
QUORUM FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
GoodLeap, LLC 0 Under 10 loans Under 10 loans 100.0%
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.