Mortgage Lender Index

Refinancing lenders in Richland County

42 refinancing mortgages were made in Richland County, Wisconsin, in 2025, by 27 lenders. The median rate their borrowers got was 6.375% on a median loan of $170,000. Of 49 decisions, 5 were denials — 10.2%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Summit Credit Union 8 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 5 Under 10 loans Under 10 loans 16.7%
The Peoples Community Bank 5 Under 10 loans Under 10 loans 0.0%
Royal Bank 4 Under 10 loans Under 10 loans 0.0%
Bankers' Bank 2 Under 10 loans Under 10 loans 0.0%
Citizens First Bank 2 Under 10 loans Under 10 loans 33.3%
THOMPSON KANE & COMPANY, INC 2 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
Westby Co-op Credit Union 2 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 1 Under 10 loans Under 10 loans 0.0%
Associated Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 0.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 0.0%
BMO Bank National Association 1 Under 10 loans Under 10 loans 0.0%
Old National Bank 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
First Federal Bank 1 Under 10 loans Under 10 loans 0.0%
University of Wisconsin Credit Union 0 Under 10 loans Under 10 loans 100.0%
1st Community Credit Union 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCIAL NETWORK, INC. 0 Under 10 loans Under 10 loans Not published
ENDEAVOR CAPITAL, LLC. 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Richland County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.