Mortgage Lender Index

Cash-out refinancing lenders in Andrews County

25 cash-out refinancing mortgages were made in Andrews County, Texas, in 2025, by 33 lenders. The median rate their borrowers got was 6.990% on a median loan of $235,000. Of 43 decisions, 17 were denials — 39.5%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 4 Under 10 loans Under 10 loans 60.0%
Complex Community Federal Credit Union 2 Under 10 loans Under 10 loans 40.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 66.7%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
EFINITY FINANCIAL INC. 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Texas Tech Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
FIRST COLONY MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
West Texas National Bank 1 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
ALLIANCE CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
First Basin Credit Union 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
Sunflower Bank, National Association 0 Under 10 loans Under 10 loans Not published
Sierra Pacific Mortgage Company, Inc. 0 Under 10 loans Under 10 loans Not published
NETWORK CAPITAL FUNDING CORPORATION 0 Under 10 loans Under 10 loans Not published
RANDOLPH-BROOKS FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.