Mortgage Lender Index

Refinancing lenders in Hertford County

29 refinancing mortgages were made in Hertford County, North Carolina, in 2025, by 28 lenders. The median rate their borrowers got was 6.450% on a median loan of $125,000. Of 46 decisions, 12 were denials — 26.1%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
STATE EMPLOYEES' 8 Under 10 loans Under 10 loans 42.9%
UNITED SHORE FINANCIAL SERVICES, LLC 4 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
C & F Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
LANGLEY Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 2 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 1 Under 10 loans Under 10 loans 50.0%
Tidewater Home Funding, LLC 1 Under 10 loans Under 10 loans 0.0%
Southern Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
BRONCO Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
MILEND, INC. 0 Under 10 loans Under 10 loans Not published
CREDENCE FUNDING CORPORATION 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans Not published
CREDIT UNION MORTGAGE ASSOCIATION, INC. 0 Under 10 loans Under 10 loans 100.0%
CLEARPATH LENDING 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
Texana Bank, National Association 0 Under 10 loans Under 10 loans Not published
UNION HOME MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 0 Under 10 loans Under 10 loans Not published
PNC Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.