Mortgage Lender Index

Home purchase lenders in Wilkin County

55 home purchase mortgages were made in Wilkin County, Minnesota, in 2025, by 35 lenders. The median rate their borrowers got was 6.125% on a median loan of $175,000. Of 61 decisions, 5 were denials — 8.2%, most often for insufficient cash.

LenderMortgages madeMedian rateMedian loanDenied
Bell Bank 10 6.125% $155,000 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 9 Under 10 loans Under 10 loans 0.0%
Gate City Bank 8 Under 10 loans Under 10 loans 0.0%
Old National Bank 3 Under 10 loans Under 10 loans 0.0%
VALLEY MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
Midwest Bank 2 Under 10 loans Under 10 loans 33.3%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 0.0%
First International Bank & Trust 2 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY CREDIT UNION 1 Under 10 loans Under 10 loans 66.7%
AFFINITY PLUS 1 Under 10 loans Under 10 loans 0.0%
TOWN AND COUNTRY Credit Union 1 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Alerus Financial, National Association 1 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
ENVOY MORTGAGE, LTD 1 Under 10 loans Under 10 loans 0.0%
MAGNIFI FINANCIAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
American Federal Bank 1 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
Cambria Financial Group, LLC 0 Under 10 loans Under 10 loans Not published
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Wilkin County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.