United Fidelity Bank, fsb
United Fidelity Bank, fsb received 38 applications in 2025 and made 15 mortgages, in 15 counties across 5 states. The median rate its borrowers got was 5.000% on a median loan of $145,000. Of 24 decisions, 9 were denials — 37.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300RV3BMT6ES6TO70 |
|---|---|
| Applications received | 38 |
| Mortgages made | 15 |
| Denied | 9 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 14 |
| Loans bought from other lenders | 37 |
| Median rate spread over the prime offer rate | -1.236 points |
| FDIC-insured bank | Yes: United Fidelity Bank, fsb, 22 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 10 | 4.938% | $170,000 | 9.1% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 87.5% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where United Fidelity Bank, fsb lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Posey County, IN | 5 | Under 10 loans | 16.7% |
| Warrick County, IN | 3 | Under 10 loans | 0.0% |
| Fayette County, IL | 2 | Under 10 loans | 0.0% |
| Hamilton County, IN | 2 | Under 10 loans | 0.0% |
| Vanderburgh County, IN | 2 | Under 10 loans | 0.0% |
| Gibson County, IN | 1 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 0 | Under 10 loans | 100.0% |
| Adams County, CO | 0 | Under 10 loans | Not published |
| Arapahoe County, CO | 0 | Under 10 loans | 100.0% |
| Denver County, CO | 0 | Under 10 loans | 100.0% |
| Jefferson County, CO | 0 | Under 10 loans | Not published |
| Weld County, CO | 0 | Under 10 loans | Not published |
| Lee County, FL | 0 | Under 10 loans | Not published |
| Cook County, IL | 0 | Under 10 loans | 100.0% |
| Delaware County, IN | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.