SALAL Credit Union
SALAL Credit Union received 89 applications in 2025 and made 40 mortgages, in 30 counties across 4 states. The median rate its borrowers got was 5.938% on a median loan of $450,000. Of 51 decisions, 6 were denials — 11.8%, most often for debt-to-income ratio. 9 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493000BAKE4VAHVCU55 |
|---|---|
| Applications received | 89 |
| Mortgages made | 40 |
| Denied | 6 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 38 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.064 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 14 | 5.563% | $485,000 | 0.0% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 23.1% |
| Cash-out refinancing | 14 | 6.500% | $385,000 | 16.7% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 0.0% |
Where SALAL Credit Union lends most
The 30 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| King County, WA | 15 | 6.375% | 11.8% |
| Snohomish County, WA | 5 | Under 10 loans | 0.0% |
| Pierce County, WA | 2 | Under 10 loans | 0.0% |
| El Dorado County, CA | 1 | Under 10 loans | 0.0% |
| Monterey County, CA | 1 | Under 10 loans | 0.0% |
| San Diego County, CA | 1 | Under 10 loans | 0.0% |
| San Luis Obispo County, CA | 1 | Under 10 loans | 0.0% |
| Archuleta County, CO | 1 | Under 10 loans | 0.0% |
| La Plata County, CO | 1 | Under 10 loans | 0.0% |
| Las Animas County, CO | 1 | Under 10 loans | 0.0% |
| Curry County, OR | 1 | Under 10 loans | 0.0% |
| Deschutes County, OR | 1 | Under 10 loans | 50.0% |
| Multnomah County, OR | 1 | Under 10 loans | 0.0% |
| Washington County, OR | 1 | Under 10 loans | 0.0% |
| Chelan County, WA | 1 | Under 10 loans | 0.0% |
| Clark County, WA | 1 | Under 10 loans | 0.0% |
| Island County, WA | 1 | Under 10 loans | 0.0% |
| Okanogan County, WA | 1 | Under 10 loans | 50.0% |
| Spokane County, WA | 1 | Under 10 loans | 0.0% |
| Walla Walla County, WA | 1 | Under 10 loans | 0.0% |
| Whatcom County, WA | 1 | Under 10 loans | 0.0% |
| Amador County, CA | 0 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 0 | Under 10 loans | Not published |
| Sacramento County, CA | 0 | Under 10 loans | Not published |
| San Joaquin County, CA | 0 | Under 10 loans | 50.0% |
| Santa Cruz County, CA | 0 | Under 10 loans | 100.0% |
| Adams County, CO | 0 | Under 10 loans | Not published |
| Clackamas County, OR | 0 | Under 10 loans | Not published |
| Kitsap County, WA | 0 | Under 10 loans | Not published |
| Thurston County, WA | 0 | Under 10 loans | Not published |
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When SALAL Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.