MEMBER ADVANTAGE MORTGAGE, LLC
MEMBER ADVANTAGE MORTGAGE, LLC received 320 applications in 2025 and made 75 mortgages, in 89 counties across 16 states. The median rate its borrowers got was 6.125% on a median loan of $335,000. Of 234 decisions, 84 were denials — 35.9%, most often for debt-to-income ratio. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 5493007L3DI2JM8OHN91 |
|---|---|
| Applications received | 320 |
| Mortgages made | 75 |
| Denied | 84 |
| Approved, not taken up | 75 |
| Withdrawn or incomplete | 86 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.068 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 53 | 6.125% | $345,000 | 21.4% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 50.0% |
| Cash-out refinancing | 14 | 6.063% | $295,000 | 39.5% |
| Other purposes | 2 | Under 10 loans | Under 10 loans | 64.7% |
Where MEMBER ADVANTAGE MORTGAGE, LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hampshire County, MA | 21 | 6.125% | 16.2% |
| Worcester County, MA | 18 | 5.933% | 21.2% |
| Franklin County, MA | 4 | Under 10 loans | 20.0% |
| Middlesex County, MA | 4 | Under 10 loans | 25.0% |
| Essex County, MA | 3 | Under 10 loans | 20.0% |
| Hampden County, MA | 3 | Under 10 loans | 50.0% |
| Norfolk County, MA | 3 | Under 10 loans | 0.0% |
| Prince George County, VA | 3 | Under 10 loans | 22.2% |
| Petersburg city, VA | 2 | Under 10 loans | 0.0% |
| Lower Connecticut River Valley Planning Region, CT | 1 | Under 10 loans | 0.0% |
| District of Columbia, DC | 1 | Under 10 loans | 83.3% |
| Volusia County, FL | 1 | Under 10 loans | 0.0% |
| Berkshire County, MA | 1 | Under 10 loans | 0.0% |
| Suffolk County, MA | 1 | Under 10 loans | 0.0% |
| Horry County, SC | 1 | Under 10 loans | 0.0% |
| Augusta County, VA | 1 | Under 10 loans | 50.0% |
| Caroline County, VA | 1 | Under 10 loans | 0.0% |
| Chesterfield County, VA | 1 | Under 10 loans | 0.0% |
| Dinwiddie County, VA | 1 | Under 10 loans | 25.0% |
| Fairfax County, VA | 1 | Under 10 loans | 0.0% |
| Page County, VA | 1 | Under 10 loans | 0.0% |
| Alexandria city, VA | 1 | Under 10 loans | 25.0% |
| Hopewell city, VA | 1 | Under 10 loans | 50.0% |
| Northeastern Connecticut Planning Region, CT | 0 | Under 10 loans | Not published |
| Marion County, FL | 0 | Under 10 loans | 0.0% |
| Cobb County, GA | 0 | Under 10 loans | 100.0% |
| DeKalb County, GA | 0 | Under 10 loans | Not published |
| Forsyth County, GA | 0 | Under 10 loans | Not published |
| Long County, GA | 0 | Under 10 loans | Not published |
| Bossier Parish, LA | 0 | Under 10 loans | 0.0% |
| Caddo Parish, LA | 0 | Under 10 loans | 57.1% |
| Claiborne Parish, LA | 0 | Under 10 loans | 100.0% |
| De Soto Parish, LA | 0 | Under 10 loans | 50.0% |
| Orleans Parish, LA | 0 | Under 10 loans | 100.0% |
| Webster Parish, LA | 0 | Under 10 loans | 100.0% |
| Anne Arundel County, MD | 0 | Under 10 loans | Not published |
| Calvert County, MD | 0 | Under 10 loans | Not published |
| Charles County, MD | 0 | Under 10 loans | 0.0% |
| Frederick County, MD | 0 | Under 10 loans | Not published |
| Harford County, MD | 0 | Under 10 loans | 100.0% |
| Howard County, MD | 0 | Under 10 loans | 100.0% |
| Montgomery County, MD | 0 | Under 10 loans | 100.0% |
| Prince George's County, MD | 0 | Under 10 loans | 84.6% |
| St. Mary's County, MD | 0 | Under 10 loans | 100.0% |
| Worcester County, MD | 0 | Under 10 loans | Not published |
| Barnstable County, MA | 0 | Under 10 loans | Not published |
| Plymouth County, MA | 0 | Under 10 loans | Not published |
| Marquette County, MI | 0 | Under 10 loans | 100.0% |
| Grafton County, NH | 0 | Under 10 loans | Not published |
| Beaufort County, NC | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.