Mortgage Lender Index

Home purchase lenders in Pratt County

64 home purchase mortgages were made in Pratt County, Kansas, in 2025, by 50 lenders. The median rate their borrowers got was 6.625% on a median loan of $135,000. Of 83 decisions, 14 were denials — 16.9%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 10 6.870% $175,000 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 8 Under 10 loans Under 10 loans 0.0%
CREDIT UNION OF AMERICA 5 Under 10 loans Under 10 loans 44.4%
GUILD MORTGAGE COMPANY 5 Under 10 loans Under 10 loans 0.0%
Sunflower Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
LEADERONE FINANCIAL CORPORATION 2 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
Legacy Bank 1 Under 10 loans Under 10 loans 66.7%
CANOPY MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 50.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 0.0%
Central National Bank 1 Under 10 loans Under 10 loans 0.0%
REGENT FINANCIAL GROUP, INC. 1 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 1 Under 10 loans Under 10 loans 0.0%
Peoples Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
HEARTLAND CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
The Bennington State Bank 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Community National Bank 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
MID AMERICAN CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 1 Under 10 loans Under 10 loans 0.0%
Pinnacle Bank 1 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 1 Under 10 loans Under 10 loans 0.0%
IAA Credit Union 1 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Landmark National Bank 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 100.0%
GOLDEN PLAINS CREDIT UNION 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
Commerce Bank 0 Under 10 loans Under 10 loans 100.0%
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.