Mortgage Lender Index

Cash-out refinancing lenders in Plymouth County

44 cash-out refinancing mortgages were made in Plymouth County, Iowa, in 2025, by 37 lenders. The median rate their borrowers got was 6.490% on a median loan of $155,000. Of 69 decisions, 25 were denials — 36.2%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 9 Under 10 loans Under 10 loans 43.8%
Primebank 6 Under 10 loans Under 10 loans 0.0%
United Bank of Iowa 4 Under 10 loans Under 10 loans 20.0%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 50.0%
254900M2C4Q6DATP2889 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 66.7%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 75.0%
Northwest Bank 1 Under 10 loans Under 10 loans 50.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 66.7%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 66.7%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
Levo Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 1 Under 10 loans Under 10 loans 50.0%
Empeople Credit Union 1 Under 10 loans Under 10 loans 0.0%
Premier Credit Union 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
IOWA BANKERS MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
SIOUXLAND FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
BankFirst 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
Plains Commerce Bank 0 Under 10 loans Under 10 loans Not published
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
Mutual First Federal Credit Union 0 Under 10 loans Under 10 loans Not published
ENDEAVOR CAPITAL, LLC. 0 Under 10 loans Under 10 loans Not published
UNITED SHORE FINANCIAL SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
BLACK HILLS FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
LOWER, LLC 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
BOKF, National Association 0 Under 10 loans Under 10 loans 100.0%
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
Grand Bank for Savings, FSB 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.