Mortgage Lender Index

Home purchase lenders in Franklin County

39 home purchase mortgages were made in Franklin County, Iowa, in 2025, by 30 lenders. The median rate their borrowers got was 6.750% on a median loan of $145,000. Of 46 decisions, 6 were denials — 13.0%, most often for insufficient cash.

LenderMortgages madeMedian rateMedian loanDenied
Mortgage Research Center, LLC 5 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 4 Under 10 loans Under 10 loans 0.0%
IOWA BANKERS MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 3 Under 10 loans Under 10 loans 0.0%
Green Belt Bank & Trust 3 Under 10 loans Under 10 loans 0.0%
GNB BANK 2 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 2 Under 10 loans Under 10 loans 0.0%
VERIDIAN CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
Bank Iowa 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
MEMBERS1st Community Credit Union 1 Under 10 loans Under 10 loans 0.0%
PEOPLES BANK 1 Under 10 loans Under 10 loans 0.0%
MANUFACTURERS BANK & TRUST COMPANY 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 1 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
GREENSTATE Credit Union 1 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
CUSB Bank 0 Under 10 loans Under 10 loans Not published
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 0 Under 10 loans Under 10 loans 100.0%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.