Mortgage Lender Index

Mortgage lenders in Webster County

54 mortgages were made in Webster County, West Virginia, in 2025, by 39 lenders. The median rate their borrowers got was 6.875% on a median loan of $85,000. Of 102 decisions, 43 were denials — 42.2%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 17 6.750% $115,000 21.7%
First Community Bank 11 8.025% $65,000 33.3%
Peoples Bank 7 Under 10 loans Under 10 loans 0.0%
United Bank 3 Under 10 loans Under 10 loans 25.0%
Empeople Credit Union 3 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 0.0%
CAPON VALLEY BANK 2 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 1 Under 10 loans Under 10 loans 90.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
City National Bank of West Virginia 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Alcova Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
First Reliance Bank 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 100.0%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
CONSUMER REAL ESTATE FINANCE CO. 0 Under 10 loans Under 10 loans 100.0%
The Huntington National Bank 0 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Truist Bank 0 Under 10 loans Under 10 loans 100.0%
Gateway First Bank 0 Under 10 loans Under 10 loans Not published
Centra Credit Union 0 Under 10 loans Under 10 loans Not published
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
The Park National Bank 0 Under 10 loans Under 10 loans Not published
MOVEMENT MORTGAGE, LLC 0 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans 100.0%
UNITED SHORE FINANCIAL SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
Clear Mountain Bank 0 Under 10 loans Under 10 loans 100.0%
AGRICULTURE Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
First Exchange Bank 0 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
First Commonwealth Bank 0 Under 10 loans Under 10 loans 100.0%
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Webster County

3 FDIC-insured branches from 2 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
United Bank 2$73.9 million
First Community Bank 1$26.9 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.