Mortgage Lender Index

First Community Bank

First Community Bank is a state bank, federal reserve member based in Bluefield, Virginia, with $3.6 billion in assets and $3.0 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 67 branches in 36 counties.

FDIC certificate13012
Charter classState bank, Federal Reserve member
EstablishedNot published
Assets$3.6 billion
Deposits$3.0 billion
Offices67
Net income, year to date$35.9 million
Return on assets2.05%
Websitewww.firstcommunitybank.com
Mortgage lendingFirst Community Bank reported 1,573 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Mercer County, WV 6$442.0 million
Surry County, NC 5$345.5 million
Tazewell County, VA 4$123.2 million
Washington County, VA 3$205.2 million
Nicholas County, WV 3$149.2 million
Wythe County, VA 3$115.3 million
Chesterfield County, VA 3$107.5 million
Ritchie County, WV 3$97.7 million
Tyler County, WV 2$144.1 million
Upshur County, WV 2$127.4 million
Bristol city, VA 2$111.8 million
Raleigh County, WV 2$108.6 million
Wyoming County, WV 2$79.8 million
Montgomery County, VA 2$54.7 million
Washington County, TN 2$50.5 million
Wetzel County, WV 2$26.5 million
Scott County, VA 2$21.0 million
Alexander County, NC 1$89.6 million
Taylor County, WV 1$66.6 million
Pleasants County, WV 1$62.3 million
Henrico County, VA 1$56.4 million
Pulaski County, VA 1$48.9 million
Alleghany County, NC 1$46.4 million
Smyth County, VA 1$40.9 million
Logan County, WV 1$39.4 million
Carroll County, VA 1$35.7 million
Radford city, VA 1$35.0 million
Wilkes County, NC 1$33.7 million
Avery County, NC 1$32.1 million
Patrick County, VA 1$27.1 million
Webster County, WV 1$26.9 million
Watauga County, NC 1$25.3 million
Summers County, WV 1$23.2 million
Monroe County, WV 1$22.6 million
Dickenson County, VA 1$17.0 million
New Hanover County, NC 1$0

Closed since the 2025 survey

2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.