Mortgage Lender Index

Cash-out refinancing lenders in Falls Church city

26 cash-out refinancing mortgages were made in Falls Church city, Virginia, in 2025, by 24 lenders. The median rate their borrowers got was 6.750% on a median loan of $430,000. Of 29 decisions, 3 were denials — 10.3%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
UNITED SHORE FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
Bank-Fund Staff Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 2 Under 10 loans Under 10 loans 60.0%
TOWER Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
ENVOY MORTGAGE, LTD 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
Coastal Community Bank 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
Waterstone Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
AMWEST FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
NexBank 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Bank of America, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.