Mortgage Lender Index

Refinancing lenders in Piscataquis County

50 refinancing mortgages were made in Piscataquis County, Maine, in 2025, by 34 lenders. The median rate their borrowers got was 6.490% on a median loan of $195,000. Of 72 decisions, 19 were denials — 26.4%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Bangor Savings Bank 11 7.500% $85,000 26.7%
Rocket Mortgage, LLC 6 Under 10 loans Under 10 loans 22.2%
UNITED SHORE FINANCIAL SERVICES, LLC 4 Under 10 loans Under 10 loans 33.3%
FREEDOM MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
Kennebec Savings Bank 3 Under 10 loans Under 10 loans 0.0%
MAINE HIGHLANDS FEDERAL CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 50.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 50.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 50.0%
Machias Savings Bank 1 Under 10 loans Under 10 loans 50.0%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 50.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Empeople Credit Union 1 Under 10 loans Under 10 loans 0.0%
Maine State Credit Union 1 Under 10 loans Under 10 loans 0.0%
University Credit Union 1 Under 10 loans Under 10 loans 0.0%
OCEANSIDE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Skowhegan Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 Under 10 loans Under 10 loans 0.0%
Bangor Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
LoanUnited.com, LLC 1 Under 10 loans Under 10 loans 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
The Camden National Bank 1 Under 10 loans Under 10 loans 0.0%
KeyBank National Association 0 Under 10 loans Under 10 loans 100.0%
The Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
Luminate Bank 0 Under 10 loans Under 10 loans 100.0%
KATAHDIN Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
MidFirst Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.