SEA WEST COAST GUARD FEDERAL CREDIT UNION
SEA WEST COAST GUARD FEDERAL CREDIT UNION received 80 applications in 2025 and made 41 mortgages, in 31 counties across 9 states. The median rate its borrowers got was 3.990% on a median loan of $135,000. Of 56 decisions, 15 were denials — 26.8%, most often for other.
| Legal Entity Identifier | 5493001P38O8QXGI6503 |
|---|---|
| Applications received | 80 |
| Mortgages made | 41 |
| Denied | 15 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 24 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Other purposes | 38 | 3.990% | $130,000 | 22.5% |
Where SEA WEST COAST GUARD FEDERAL CREDIT UNION lends most
The 31 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Alameda County, CA | 13 | 3.990% | 7.1% |
| San Diego County, CA | 5 | Under 10 loans | 0.0% |
| Los Angeles County, CA | 3 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 2 | Under 10 loans | 0.0% |
| Orange County, CA | 2 | Under 10 loans | 0.0% |
| San Francisco County, CA | 2 | Under 10 loans | 0.0% |
| Monterey County, CA | 1 | Under 10 loans | 50.0% |
| Placer County, CA | 1 | Under 10 loans | 0.0% |
| Riverside County, CA | 1 | Under 10 loans | 0.0% |
| San Joaquin County, CA | 1 | Under 10 loans | 50.0% |
| San Luis Obispo County, CA | 1 | Under 10 loans | 0.0% |
| San Mateo County, CA | 1 | Under 10 loans | 0.0% |
| Santa Clara County, CA | 1 | Under 10 loans | 50.0% |
| Santa Cruz County, CA | 1 | Under 10 loans | 0.0% |
| Solano County, CA | 1 | Under 10 loans | 50.0% |
| Sonoma County, CA | 1 | Under 10 loans | 0.0% |
| Ventura County, CA | 1 | Under 10 loans | 50.0% |
| King County, WA | 1 | Under 10 loans | 50.0% |
| Pierce County, WA | 1 | Under 10 loans | 0.0% |
| Snohomish County, WA | 1 | Under 10 loans | 0.0% |
| Pinal County, AZ | 0 | Under 10 loans | Not published |
| El Dorado County, CA | 0 | Under 10 loans | Not published |
| Marin County, CA | 0 | Under 10 loans | 100.0% |
| Sacramento County, CA | 0 | Under 10 loans | 100.0% |
| Clay County, MO | 0 | Under 10 loans | 100.0% |
| Clark County, NV | 0 | Under 10 loans | 100.0% |
| Niagara County, NY | 0 | Under 10 loans | 100.0% |
| Benton County, OR | 0 | Under 10 loans | Not published |
| Coos County, OR | 0 | Under 10 loans | Not published |
| Hardeman County, TN | 0 | Under 10 loans | 100.0% |
| Harris County, TX | 0 | Under 10 loans | 100.0% |
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When SEA WEST COAST GUARD FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.