Mortgage Lender Index

Refinancing lenders in Gonzales County

28 refinancing mortgages were made in Gonzales County, Texas, in 2025, by 31 lenders. The median rate their borrowers got was 6.250% on a median loan of $295,000. Of 49 decisions, 17 were denials — 34.7%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
UNITED SHORE FINANCIAL SERVICES, LLC 6 Under 10 loans Under 10 loans 12.5%
FREEDOM MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
CALCON MUTUAL MORTGAGE LLC 2 Under 10 loans Under 10 loans 33.3%
Rocket Mortgage, LLC 2 Under 10 loans Under 10 loans 50.0%
RANDOLPH-BROOKS FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 33.3%
ROYAL UNITED MORTGAGE LLC 2 Under 10 loans Under 10 loans 33.3%
SouthStar Bank, S.S.B. 2 Under 10 loans Under 10 loans 0.0%
First United Bank and Trust Company 2 Under 10 loans Under 10 loans 0.0%
Cadence Bank 1 Under 10 loans Under 10 loans 50.0%
Zions Bancorporation, N.A. 1 Under 10 loans Under 10 loans 50.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
EUSTIS MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
Ameris Bank 1 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans 100.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans 100.0%
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
LIMA ONE CAPITAL, LLC 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
SOUTH RIVER MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans Not published
NATIONWIDE MORTGAGE BANKERS, INC. 0 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 0 Under 10 loans Under 10 loans 100.0%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 0.0%

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.