South Shore Bank
South Shore Bank received 21 applications in 2025 and made 18 mortgages, in 12 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $895,000. Of 19 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 5493009TVPZT8PYBF879 |
|---|---|
| Applications received | 21 |
| Mortgages made | 18 |
| Denied | 0 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 2 |
| Loans bought from other lenders | 93 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: South Shore Bank, 13 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 12 | Not published | $880,000 | 0.0% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 0 | Under 10 loans | Under 10 loans | Not published |
| Other purposes | 0 | Under 10 loans | Under 10 loans | Not published |
Where South Shore Bank lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Norfolk County, MA | 11 | Not published | 0.0% |
| Suffolk County, MA | 3 | Under 10 loans | 0.0% |
| Plymouth County, MA | 2 | Under 10 loans | 0.0% |
| Bristol County, MA | 1 | Under 10 loans | 0.0% |
| Middlesex County, MA | 1 | Under 10 loans | 0.0% |
| York County, ME | 0 | Under 10 loans | Not published |
| Barnstable County, MA | 0 | Under 10 loans | Not published |
| Essex County, MA | 0 | Under 10 loans | Not published |
| Worcester County, MA | 0 | Under 10 loans | Not published |
| Merrimack County, NH | 0 | Under 10 loans | Not published |
| Rockingham County, NH | 0 | Under 10 loans | Not published |
| Providence County, RI | 0 | Under 10 loans | Not published |
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When South Shore Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.