NOVATION CREDIT UNION
NOVATION CREDIT UNION received 149 applications in 2025 and made 112 mortgages, in 26 counties across 5 states. The median rate its borrowers got was 6.490% on a median loan of $65,000. Of 137 decisions, 25 were denials — 18.3%, most often for other. 32 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300ODTHTLPTSBD612 |
|---|---|
| Applications received | 149 |
| Mortgages made | 112 |
| Denied | 25 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 12 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.455 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 108 | 6.490% | $65,000 | 18.8% |
Where NOVATION CREDIT UNION lends most
The 26 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| McLeod County, MN | 30 | 6.490% | 11.8% |
| Washington County, MN | 19 | 6.490% | 5.0% |
| Ramsey County, MN | 8 | Under 10 loans | 0.0% |
| Dakota County, MN | 6 | Under 10 loans | 0.0% |
| St. Croix County, WI | 6 | Under 10 loans | 0.0% |
| Meeker County, MN | 5 | Under 10 loans | 0.0% |
| Goodhue County, MN | 4 | Under 10 loans | 0.0% |
| Hennepin County, MN | 4 | Under 10 loans | 0.0% |
| Polk County, WI | 4 | Under 10 loans | 0.0% |
| Pine County, MN | 3 | Under 10 loans | 0.0% |
| Anoka County, MN | 2 | Under 10 loans | 0.0% |
| Carver County, MN | 2 | Under 10 loans | 0.0% |
| Cass County, MN | 2 | Under 10 loans | 0.0% |
| Renville County, MN | 2 | Under 10 loans | 33.3% |
| Brookings County, SD | 2 | Under 10 loans | 0.0% |
| Brown County, MN | 1 | Under 10 loans | 0.0% |
| Chisago County, MN | 1 | Under 10 loans | 0.0% |
| Douglas County, MN | 1 | Under 10 loans | 0.0% |
| Nicollet County, MN | 1 | Under 10 loans | 0.0% |
| Scott County, MN | 1 | Under 10 loans | 0.0% |
| Stearns County, MN | 1 | Under 10 loans | 0.0% |
| Wright County, MN | 1 | Under 10 loans | 0.0% |
| Brown County, SD | 1 | Under 10 loans | 0.0% |
| Dunn County, WI | 1 | Under 10 loans | 0.0% |
| Trempealeau County, WI | 1 | Under 10 loans | 0.0% |
| Vernon County, WI | 1 | Under 10 loans | 0.0% |
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When NOVATION CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.