Mortgage Lender Index

Cash-out refinancing lenders in Logan County

71 cash-out refinancing mortgages were made in Logan County, Illinois, in 2025, by 41 lenders. The median rate their borrowers got was 6.749% on a median loan of $85,000. Of 100 decisions, 26 were denials — 26.0%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Bank of Gibson City 13 Not published $55,000 0.0%
Rocket Mortgage, LLC 10 7.183% $90,000 41.2%
CITIZENS EQUITY FIRST 7 Under 10 loans Under 10 loans 0.0%
549300Q6X2WV4PYYV564 6 Under 10 loans Under 10 loans 0.0%
Heartland Bank and Trust Company 4 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 4 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 3 Under 10 loans Under 10 loans 57.1%
CARRINGTON MORTGAGE SERVICES, LLC 3 Under 10 loans Under 10 loans 16.7%
DAS Acquisition Company, LLC 3 Under 10 loans Under 10 loans 25.0%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 33.3%
HEARTLAND 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 33.3%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
Williamsville State Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
CREDIT UNION 1 1 Under 10 loans Under 10 loans 0.0%
The Havana National Bank 1 Under 10 loans Under 10 loans 0.0%
Bankers' Bank 1 Under 10 loans Under 10 loans 0.0%
Alliance Community Bank 1 Under 10 loans Under 10 loans 0.0%
INB, National Association 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans 100.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans 100.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
United Community Bank 0 Under 10 loans Under 10 loans Not published
MICHIGAN STATE UNIVERSITY Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
ENDEAVOR CAPITAL, LLC. 0 Under 10 loans Under 10 loans Not published
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
AMERICAN PACIFIC MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
LOWER, LLC 0 Under 10 loans Under 10 loans 100.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
United Trust Bank 0 Under 10 loans Under 10 loans 100.0%
984500FAD1FB7FEGTE82 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.