Mortgage Lender Index

Mortgage lenders in Cheyenne County

28 mortgages were made in Cheyenne County, Colorado, in 2025, by 31 lenders. The median rate their borrowers got was 6.625% on a median loan of $120,000. Of 46 decisions, 13 were denials — 28.3%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
AMERICAN FINANCING CORPORATION 4 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
The Eastern Colorado Bank 2 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 2 Under 10 loans Under 10 loans 33.3%
Heritage Bank 2 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
NBH Bank 2 Under 10 loans Under 10 loans 0.0%
ENT Credit Union 1 Under 10 loans Under 10 loans 20.0%
BMO Bank National Association 1 Under 10 loans Under 10 loans 66.7%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 66.7%
NEWREZ LLC 1 Under 10 loans Under 10 loans 50.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 50.0%
GNBank, National Association 1 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Zions Bancorporation, N.A. 1 Under 10 loans Under 10 loans 0.0%
American Liberty Mortgage, Incorporated 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans Not published
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans 100.0%
BELLCO CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans 100.0%
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans 0.0%
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
EVERETT FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans 100.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Cheyenne County

3 FDIC-insured branches from 2 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
The Eastern Colorado Bank 2$232.5 million
Farmers & Merchants Bank of Colby 1$13.8 million

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When the next year’s lending figures are out for Cheyenne County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.