Mortgage Lender Index

Home purchase lenders in Desha County

49 home purchase mortgages were made in Desha County, Arkansas, in 2025, by 34 lenders. The median rate their borrowers got was 6.625% on a median loan of $135,000. Of 92 decisions, 38 were denials — 41.3%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Fairway Independent Mortgage Corporation 11 6.750% $115,000 35.3%
FIRSTTRUST HOME LOANS, INC. 9 Under 10 loans Under 10 loans 0.0%
Simmons Bank 8 Under 10 loans Under 10 loans 42.9%
21st Mortgage Corporation 3 Under 10 loans Under 10 loans 75.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 3 Under 10 loans Under 10 loans 50.0%
Merchants and Farmers Bank 3 Under 10 loans Under 10 loans 0.0%
GERSHMAN INVESTMENT CORP. 3 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 55.6%
First Community Bank 1 Under 10 loans Under 10 loans 0.0%
BOM Bank 1 Under 10 loans Under 10 loans 0.0%
FLAT BRANCH MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Connect Bank 1 Under 10 loans Under 10 loans 0.0%
Stone Bank 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE INVESTORS GROUP, INC. 1 Under 10 loans Under 10 loans 0.0%
AgHeritage Farm Credit Services, ACA 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Loan Funder LLC 0 Under 10 loans Under 10 loans Not published
UNITED BUILT HOMES, L.L.C. 0 Under 10 loans Under 10 loans 0.0%
ENCORE BANK 0 Under 10 loans Under 10 loans Not published
Navy Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Presidential Bank, FSB 0 Under 10 loans Under 10 loans 100.0%
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans Not published
ARKANSAS Federal Credit Union 0 Under 10 loans Under 10 loans Not published
FIRST COMMUNITY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
Rocket Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.