North Coast Financial, Inc.
North Coast Financial, Inc. received 67 applications in 2025 and made 63 mortgages, in 18 counties across 1 state. The median rate its borrowers got was 10.750% on a median loan of $255,000. Of 67 decisions, 4 were denials — 6.0%, most often for unverifiable information.
| Legal Entity Identifier | 254900I445780YG38U05 |
|---|---|
| Applications received | 67 |
| Mortgages made | 63 |
| Denied | 4 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 52 | 10.750% | $225,000 | 7.1% |
Where North Coast Financial, Inc. lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| San Diego County, CA | 16 | 10.750% | 5.9% |
| Los Angeles County, CA | 11 | 10.750% | 8.3% |
| Riverside County, CA | 7 | Under 10 loans | 0.0% |
| Santa Clara County, CA | 6 | Under 10 loans | 0.0% |
| Sacramento County, CA | 3 | Under 10 loans | 0.0% |
| San Francisco County, CA | 3 | Under 10 loans | 0.0% |
| Santa Cruz County, CA | 3 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 2 | Under 10 loans | 0.0% |
| Marin County, CA | 2 | Under 10 loans | 0.0% |
| Solano County, CA | 2 | Under 10 loans | 0.0% |
| Alameda County, CA | 1 | Under 10 loans | 50.0% |
| Orange County, CA | 1 | Under 10 loans | 50.0% |
| San Bernardino County, CA | 1 | Under 10 loans | 0.0% |
| San Joaquin County, CA | 1 | Under 10 loans | 0.0% |
| San Luis Obispo County, CA | 1 | Under 10 loans | 0.0% |
| San Mateo County, CA | 1 | Under 10 loans | 0.0% |
| Santa Barbara County, CA | 1 | Under 10 loans | 0.0% |
| Sonoma County, CA | 1 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.