HERITAGE GROVE Federal Credit Union
HERITAGE GROVE Federal Credit Union received 52 applications in 2025 and made 42 mortgages, in 8 counties across 1 state. The median rate its borrowers got was 6.495% on a median loan of $85,000. Of 51 decisions, 9 were denials — 17.7%, most often for credit history.
| Legal Entity Identifier | 549300GL7DLQR39MW179 |
|---|---|
| Applications received | 52 |
| Mortgages made | 42 |
| Denied | 9 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.4 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 33 | 6.740% | $75,000 | 15.4% |
Where HERITAGE GROVE Federal Credit Union lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Marion County, OR | 29 | 6.490% | 6.5% |
| Polk County, OR | 5 | Under 10 loans | 37.5% |
| Linn County, OR | 3 | Under 10 loans | 0.0% |
| Multnomah County, OR | 2 | Under 10 loans | 33.3% |
| Yamhill County, OR | 2 | Under 10 loans | 33.3% |
| Lane County, OR | 1 | Under 10 loans | 0.0% |
| Deschutes County, OR | 0 | Under 10 loans | 100.0% |
| Washington County, OR | 0 | Under 10 loans | 100.0% |
Get told when this changes
When HERITAGE GROVE Federal Credit Union’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.