First National Bank and Trust Company of Newtown
First National Bank and Trust Company of Newtown received 123 applications in 2025 and made 88 mortgages, in 9 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $300,000. Of 117 decisions, 17 were denials — 14.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300QQ8FVN501MZL94 |
|---|---|
| Applications received | 123 |
| Mortgages made | 88 |
| Denied | 17 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: First National Bank and Trust Company of Newtown, 14 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 30 | Not published | $565,000 | 3.0% |
| Refinancing | 27 | Not published | $305,000 | 14.6% |
| Other purposes | 31 | Not published | $35,000 | 23.3% |
Where First National Bank and Trust Company of Newtown lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bucks County, PA | 78 | Not published | 14.4% |
| Montgomery County, PA | 5 | Under 10 loans | 0.0% |
| Hunterdon County, NJ | 2 | Under 10 loans | 0.0% |
| Mercer County, NJ | 1 | Under 10 loans | 0.0% |
| Luzerne County, PA | 1 | Under 10 loans | 0.0% |
| Schuylkill County, PA | 1 | Under 10 loans | 0.0% |
| Cape May County, NJ | 0 | Under 10 loans | 0.0% |
| Warren County, NJ | 0 | Under 10 loans | 100.0% |
| Philadelphia County, PA | 0 | Under 10 loans | 100.0% |
Get told when this changes
When First National Bank and Trust Company of Newtown’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.