Farmers and Merchants Bank of Long Beach
Farmers and Merchants Bank of Long Beach received 108 applications in 2025 and made 57 mortgages, in 7 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $510,000. Of 78 decisions, 20 were denials — 25.6%.
| Legal Entity Identifier | 25490049RRVB8S6CG210 |
|---|---|
| Applications received | 108 |
| Mortgages made | 57 |
| Denied | 20 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 30 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Farmers and Merchants Bank of Long Beach, 27 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 18 | Not published | $595,000 | 21.7% |
| Refinancing | 19 | Not published | $575,000 | 31.0% |
| Cash-out refinancing | 6 | Under 10 loans | Under 10 loans | 40.0% |
| Other purposes | 14 | Not published | $440,000 | 12.5% |
Where Farmers and Merchants Bank of Long Beach lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Los Angeles County, CA | 22 | Not published | 36.1% |
| Orange County, CA | 22 | Not published | 24.1% |
| Santa Barbara County, CA | 5 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 4 | Under 10 loans | 0.0% |
| Riverside County, CA | 3 | Under 10 loans | 0.0% |
| San Diego County, CA | 1 | Under 10 loans | 0.0% |
| Sonoma County, CA | 0 | Under 10 loans | Not published |
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When Farmers and Merchants Bank of Long Beach’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.