Fairfield County Bank
Fairfield County Bank received 133 applications in 2025 and made 113 mortgages, in 14 counties across 5 states. The median rate its borrowers got was 6.375% on a median loan of $525,000. Of 122 decisions, 5 were denials — 4.1%, most often for collateral.
| Legal Entity Identifier | U9WBLC3ZT2VBJSNY2Y81 |
|---|---|
| Applications received | 133 |
| Mortgages made | 113 |
| Denied | 5 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 11 |
| Loans bought from other lenders | 10 |
| Median rate spread over the prime offer rate | -0.152 points |
| FDIC-insured bank | Yes: Fairfield County Bank, 17 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 75 | 6.375% | $475,000 | 5.0% |
| Refinancing | 16 | 5.750% | $675,000 | 0.0% |
| Cash-out refinancing | 10 | 5.995% | $735,000 | 7.1% |
| Other purposes | 12 | 6.500% | $565,000 | 0.0% |
Where Fairfield County Bank lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Western Connecticut Planning Region, CT | 78 | 6.250% | 4.7% |
| Greater Bridgeport Planning Region, CT | 16 | 6.063% | 0.0% |
| Capitol Planning Region, CT | 5 | Under 10 loans | 0.0% |
| South Central Connecticut Planning Region, CT | 3 | Under 10 loans | 0.0% |
| Westchester County, NY | 3 | Under 10 loans | 0.0% |
| Naugatuck Valley Planning Region, CT | 2 | Under 10 loans | 33.3% |
| Lower Connecticut River Valley Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Hillsborough County, FL | 1 | Under 10 loans | 0.0% |
| Berkshire County, MA | 1 | Under 10 loans | 0.0% |
| Putnam County, NY | 1 | Under 10 loans | 0.0% |
| Suffolk County, NY | 1 | Under 10 loans | 0.0% |
| Windsor County, VT | 1 | Under 10 loans | 0.0% |
| Northwest Hills Planning Region, CT | 0 | Under 10 loans | Not published |
| Sarasota County, FL | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.