COMMUNITY CREDIT UNION OF LYNN
COMMUNITY CREDIT UNION OF LYNN received 58 applications in 2025 and made 38 mortgages, in 7 counties across 2 states. The median rate its borrowers got was 6.625% on a median loan of $475,000. Of 51 decisions, 13 were denials — 25.5%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300R1DB8186CV7Z17 |
|---|---|
| Applications received | 58 |
| Mortgages made | 38 |
| Denied | 13 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.369 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 20 | 6.438% | $655,000 | 9.1% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Cash-out refinancing | 10 | 7.188% | $475,000 | 37.5% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 36.4% |
Where COMMUNITY CREDIT UNION OF LYNN lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Essex County, MA | 28 | 7.058% | 20.0% |
| Middlesex County, MA | 5 | Under 10 loans | 28.6% |
| Worcester County, MA | 2 | Under 10 loans | 0.0% |
| Barnstable County, MA | 1 | Under 10 loans | 0.0% |
| Plymouth County, MA | 1 | Under 10 loans | 50.0% |
| Suffolk County, MA | 1 | Under 10 loans | 66.7% |
| Sarasota County, FL | 0 | Under 10 loans | 100.0% |
Get told when this changes
When COMMUNITY CREDIT UNION OF LYNN’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.