Mortgage Lender Index

Home purchase lenders in Shackelford County

24 home purchase mortgages were made in Shackelford County, Texas, in 2025, by 22 lenders. The median rate their borrowers got was 6.875% on a median loan of $130,000. Of 43 decisions, 15 were denials — 34.9%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Clear Fork Bank, National Association 7 Under 10 loans Under 10 loans 0.0%
First Financial Bank 3 Under 10 loans Under 10 loans 25.0%
21st Mortgage Corporation 2 Under 10 loans Under 10 loans 80.0%
TRIAD FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 40.0%
NEWREZ LLC 2 Under 10 loans Under 10 loans 0.0%
COUNTRYPLACE MORTGAGE, LTD. 1 Under 10 loans Under 10 loans 66.7%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Commercial Bank of Texas, National Association 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 50.0%
Prosperity Bank 0 Under 10 loans Under 10 loans Not published
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 0.0%
City Bank 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
FIRST FLORIDA Credit Union 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.