The First National Bank of McGregor
The First National Bank of McGregor received 163 applications in 2025 and made 153 mortgages, in 23 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $175,000. Of 156 decisions, 3 were denials — 1.9%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300EC7M6N4U9DR727 |
|---|---|
| Applications received | 163 |
| Mortgages made | 153 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The First National Bank of McGregor, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 46 | Not published | $165,000 | 2.1% |
| Refinancing | 19 | Not published | $275,000 | 0.0% |
| Cash-out refinancing | 82 | Not published | $175,000 | 2.4% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 0.0% |
Where The First National Bank of McGregor lends most
The 23 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| McLennan County, TX | 111 | Not published | 0.9% |
| Bell County, TX | 7 | Under 10 loans | 0.0% |
| Bexar County, TX | 5 | Under 10 loans | 0.0% |
| Bosque County, TX | 4 | Under 10 loans | 0.0% |
| Dallas County, TX | 4 | Under 10 loans | 0.0% |
| Falls County, TX | 4 | Under 10 loans | 0.0% |
| Coryell County, TX | 3 | Under 10 loans | 40.0% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
| Calloway County, KY | 1 | Under 10 loans | 0.0% |
| Lincoln County, OR | 1 | Under 10 loans | 0.0% |
| Bastrop County, TX | 1 | Under 10 loans | 0.0% |
| Burnet County, TX | 1 | Under 10 loans | 0.0% |
| Comal County, TX | 1 | Under 10 loans | 0.0% |
| Ector County, TX | 1 | Under 10 loans | 0.0% |
| Hill County, TX | 1 | Under 10 loans | 0.0% |
| Johnson County, TX | 1 | Under 10 loans | 0.0% |
| Kerr County, TX | 1 | Under 10 loans | 0.0% |
| Limestone County, TX | 1 | Under 10 loans | 0.0% |
| Parker County, TX | 1 | Under 10 loans | 0.0% |
| Smith County, TX | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 0.0% |
| Wood County, TX | 1 | Under 10 loans | 0.0% |
| Collin County, TX | 0 | Under 10 loans | Not published |
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When The First National Bank of McGregor’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.