River Falls State Bank
River Falls State Bank received 71 applications in 2025 and made 66 mortgages, in 5 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $220,000. Of 70 decisions, 2 were denials — 2.9%.
| Legal Entity Identifier | 549300RP0N2VARTRFQ77 |
|---|---|
| Applications received | 71 |
| Mortgages made | 66 |
| Denied | 2 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: River Falls State Bank, 1 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 31 | Not published | $345,000 | 3.0% |
| Refinancing | 24 | Not published | $185,000 | 3.9% |
| Other purposes | 11 | Not published | $75,000 | 0.0% |
Where River Falls State Bank lends most
The 5 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| St. Croix County, WI | 35 | Not published | 2.8% |
| Pierce County, WI | 28 | Not published | 3.2% |
| Hennepin County, MN | 2 | Under 10 loans | 0.0% |
| Dunn County, WI | 1 | Under 10 loans | 0.0% |
| Scott County, MN | 0 | Under 10 loans | Not published |
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When River Falls State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.